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• Banking grade security / encryption
• End-to-End encryption and multi-factor authentication
• Device / MNO independent
• SMS / USSD or data bearers
• Low capex / opex
• User-friendly usage
• Serving both end of the transaction legs – customers and merchants / agency banking
Services enabled
• Mobile Banking
• Mobile Wallets
• Top Up
• Bill and Utility Payments
• Money Transfers
• Merchant Payments